Summary of GDPR
Since 25th of May 2018, the EU has a new regulation for handling personal data; the General Data Protection Regulation (GDPR). These new rules apply to all member countries and aim to strengthen the legal protection for individuals.
What Do the Rules Say?
The new regulation and a complementary Swedish law, Dataskyddslagen, replace the earlier Swedish law personuppgiftslagen (PuL). GDPR regulates basic principles for handling personal data and specifies prerequisites needed for handling to be legal. Furthermore, GDPR regulates the individual right to information and access to personal data, correction of errors in the data as well as possibilities to, in some cases, limit the handling of personal data.
If you have questions regarding our handling of your personal data, contact us via email to: firstname.lastname@example.org or give us a call on +44 207 634 9779.
You can also request a list of what Personal Data we have about you and how that data is being used free of charge. To make sure your data is only being sent to you, the list will be sent via registered mail.
Furthermore, you have the right to request a correction of errors in your data, erasing of any data not needed and limitation of our handling of your personal data.
How to Request Personal Data?
If you wish to request a list of your personal data, you need to fill out the Request for Registry Extract form found on this page. Deliver the filled out form to us via email or post. You can find more instructions on the form itself.
You have the right to, at any time and with no cost, object to your Personal Data being used to send direct marketing messages to you.
Make your objection by sending your objection via email to email@example.com.
Purpose of Handling Personal Data
ICM House KB uses Personal Data to, amongst other reasons, be able to offer the services you wish to use as well as related functions. Agreements between you as a customer and ICM House KB are based on you using the services we offer.
Details of Data Protection Officer
If you cannot find the information you are looking for on this page, or if you have other questions related to our use of your personal data, please contact our Data Protection Officer through firstname.lastname@example.org.
Who is Responsible for Handling Personal Data?
ICM House KB is responsible for the handling of your Personal Data used by us to provide services you have ordered, to contact you in your role as a customer and to execute our duties and responsibilities as service provider.
Overview of Cookies and Tracking
Cookies are text files that are downloaded to your device when you visit a website. They are handy because they allow a website to recognize a user's device. We also use the term "cookie" for a variety of other technologies including:
Cookies perform many different tasks, such as allowing you to navigate between pages effectively, remembering your preferences and generally improving your user experience. They can also help ensure that ads you see online are more relevant to you and your interests. Below you can see what types of cookies we have and how we use the information collected:
Read more at: www.facebook.com/about/privacy
Storage time: 14 months
Read more at: https://support.google.com/analytics/answer/6004245
How to Change Cookie Settings
In your browser you can change your general settings for how it handles cookies, for example block all cookies or only accept first-party cookies.
If you want to set which cookies and scripts you approve specifically for our site, you can do so by clicking "Change Cookie Settings" at the bottom of the website, in the footer. There you will also find a list of the cookies and scripts we use. The administration of cookie consent as well as the continuous scanning of the site to keep the list updated is based on the Cookiebot service.
Worth noting is that blocking or deleting cookies can affect the use of the website so that the experience is not optimal.
Stored User Information
All Personal Data that is given when using our services will only be used by ICM House KB or entities within the ICM House Group. No stored personal data is sold, rented out or lent out to fulfill any other purposes.
We recommend that you use an updated version of your browser. We support Chrome, Firefox, Safari and Microsoft Edge and Internet Explorer 11.
By visiting the website the user agrees to not manipulate or show the website through frames or any now or future existing similar methods. The user also agrees to follow Swedish and other countries' international laws.
Disclaimer for any possible errors
We reserve the right against any errors that are presented on the website. If you find something that is not right, we are grateful if you let us know by emailing email@example.com
All content on this website is protected by copyright. No copying of graphics, code or other material is allowed.
Since 1st of May 2018, Sweden has a new law regulating payment services. It regulates new types of payments such digital services for payments and account information. Such services are often provided by third parties, meaning other companies than your bank. The changes give consumers better protection than before. There will be further regulation changes for payment services from third parties during 2019.
New Rules for Payments
The big news is that the law becomes more extensive, now also covering new types of services for payments and to acquire account information, so called payment initiation services, and account information services. The change also brings updates aiming to strengthen the legal protection for consumers, increase customer value and facilitate for healthy competition.
The payment service law is updated in accordance to EU directive for payment services (PSD2) and in consolidated with laws regulating unauthorized transaction through payment services.
Payment services can be provided by other companies than the bank you have your account at. It may be provided by e-commerce companies that offer you direct payments from your account via a third party company. When you make such a payment you approve of the payment service company getting access to your account to register the payment. Your bank will then execute the payment as requested.
Account Information Services
There are also companies offering services that collect data from your accounts. It could be through a website or an app. By using these services you can receive structured information about your accounts in one or several banks. When you use these types of services you approve of the company getting access to your account to collect the information.
Third Party Agreements
If you use payment or account information services from a third party, your agreement is with the third party company. According to the new law you should always be asked for your consent. Once you give your consent, ICM House will share your account information with the third party company.
This means that your account information is given to the third party companies you have decided to use and that ICM House KB no longer has control or is responsible for how the information is being used.
Third Parties Need a Permit
To provide such services by receiving access to your accounts, the third party must have a permit from, or be registered at, Swedish Financial Supervisory Authority (Finansinspektionen) or a corresponding authority within the EU/EES.